Terms of Service

Last Updated: April 23, 2026

VECTORWORKS MEDIA, INC. · P.O. Box 158, Carnelian Bay, CA 96140 · [email protected]

IMPORTANT NOTICE: THESE TERMS CONTAIN A MANDATORY ARBITRATION PROVISION AND CLASS ACTION WAIVER IN SECTION 14. BY ACCESSING THIS SITE OR PURCHASING ANY PRODUCT OR SERVICE, YOU AGREE TO RESOLVE ALL DISPUTES THROUGH BINDING INDIVIDUAL ARBITRATION RATHER THAN IN COURT. PLEASE READ SECTION 14 CAREFULLY BEFORE PROCEEDING.

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("you" or "User") and VECTORWORKS MEDIA, INC., a California corporation ("Company," "we," "us," or "our"), which operates the Ann McDonald brand and the websites located at 7figureclarity.manus.space, annmcdonald.com, and any other domains operated by VECTORWORKS MEDIA, INC. (collectively, the "Site"). By accessing the Site, registering for any event, or purchasing any product or service, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree to these Terms, you may not access the Site or purchase our products or services. You represent that you are at least 18 years of age and have the legal capacity to enter into a binding contract.

2. Products and Services

VECTORWORKS MEDIA, INC. offers informational programs, live webinars, online courses, masterminds, and related digital products and services under the Ann McDonald brand (collectively, "Programs"). All descriptions, pricing, and availability are subject to change without notice. We reserve the right to refuse service to anyone for any reason at any time. Nothing in our Programs constitutes financial, legal, tax, or professional business advice of any kind. Our Programs are informational in nature and are not a substitute for professional advice from qualified licensed professionals.

3. Payment and Pricing

All prices are listed in United States dollars. Payment is due at the time of purchase. We use Stripe, Inc. for secure payment processing. By providing your payment information, you authorize VECTORWORKS MEDIA, INC. to charge the stated amount to your payment method. All advertised prices are subject to change. We reserve the right to correct pricing errors at any time.

4. Refund Policy

All sales are final. VECTORWORKS MEDIA, INC. does not offer refunds, credits, or exchanges on digital products, online courses, webinar registrations, or live program access, except as expressly required by applicable law. If you believe you are entitled to a refund under applicable law, please contact us at [email protected] within 3 business days of your purchase. We will review your request and respond within 5 business days.

5. FTC Cooling-Off Period Acknowledgment

You acknowledge that you have been informed that the Federal Trade Commission's ("FTC") Cooling-Off Rule gives you three (3) days to cancel purchases of $25 or more made at a location other than the seller's permanent place of business, for a full refund until midnight of the third business day after the sale. You acknowledge and agree that this rule applies to in-person sales at temporary locations and does not apply to purchases of digital products, online courses, or live webinar access made through our website. Should you believe you are entitled to a cooling-off period cancellation, please contact us immediately at [email protected].

6. Intellectual Property

All content on this Site and within our Programs, including but not limited to text, graphics, logos, audio, video, course materials, frameworks, methodologies, and downloadable resources, is the exclusive property of VECTORWORKS MEDIA, INC. and is protected by United States and international copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the content solely for your own personal, non-commercial use in connection with your participation in our Programs. You may not reproduce, distribute, publicly display, create derivative works from, sell, or otherwise exploit any content without our express prior written permission. Unauthorized use of our intellectual property may result in immediate termination of your access and legal action.

7. Name, Image, and Likeness

By participating in any live event, webinar, mastermind, or recorded program offered by VECTORWORKS MEDIA, INC., you grant the Company a perpetual, worldwide, royalty-free, irrevocable license to use your name, image, likeness, voice, testimonial, and any content you submit or share during or in connection with our Programs for marketing, promotional, and business purposes in any media now known or hereafter developed. This includes but is not limited to use on our website, social media channels, email communications, advertising materials, and future program promotions. You will not receive compensation for such use. If you do not wish to grant this license, you must notify us in writing at [email protected] before participating in any recorded event.

8. No Guarantee of Results

Our Programs are informational in nature. VECTORWORKS MEDIA, INC. makes no representation, warranty, or guarantee that participation in any Program will result in any specific financial outcome, income level, number of clients, business growth, or other measurable result. Individual results will vary materially based on factors including but not limited to your prior experience, skill level, time invested, market conditions, and execution of the strategies taught. Please review our full Earnings Disclaimer at 7figureclarity.manus.space/disclaimer for complete details.

9. Webinar and Event Access

Webinar registrations and event access are personal and non-transferable. You may not share your access credentials, Zoom link, or login information with any third party. Recordings of live events, if made available, are for registered attendees only and may not be shared, distributed, published, or reproduced without our express prior written permission. We reserve the right to remove any participant from a live event for any reason, including but not limited to disruptive or inappropriate behavior.

10. Payment Plan Terms

If you elect to purchase a Program through a payment plan, you authorize VECTORWORKS MEDIA, INC. to charge your payment method for each installment on the scheduled dates. You acknowledge that the total amount due under the payment plan is the full purchase price of the Program, regardless of whether you complete or continue to use the Program. Failure to make any scheduled payment may result in immediate suspension of your access to the Program and referral to collections. All payment plan obligations survive any cancellation or termination of your access. There are no refunds for partially completed payment plans except as required by applicable law.

11. User Conduct

You agree to use the Site and our Programs only for lawful purposes. You may not use our Site or Programs to engage in any conduct that is unlawful, harmful, abusive, harassing, defamatory, or otherwise objectionable. You may not attempt to gain unauthorized access to any portion of the Site or any systems or networks connected to the Site. You are solely responsible for ensuring that your use of our Programs complies with all applicable laws and regulations.

12. Disclaimer of Warranties

THE SITE AND ALL PROGRAMS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. VECTORWORKS MEDIA, INC. DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THE SITE AND PROGRAMS IS AT YOUR SOLE RISK.

13. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, VECTORWORKS MEDIA, INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE SITE OR PARTICIPATION IN OUR PROGRAMS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING FROM OR RELATED TO THESE TERMS OR OUR PROGRAMS SHALL NOT EXCEED THE TOTAL AMOUNT YOU PAID TO VECTORWORKS MEDIA, INC. IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

14. Mandatory Arbitration and Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS. EXCEPT WHERE PROHIBITED BY LAW, YOU AND VECTORWORKS MEDIA, INC. AGREE THAT ANY CLAIM OR DISPUTE ARISING OUT OF OR RELATING TO THESE TERMS, THE SITE, OR OUR PROGRAMS MUST BE RESOLVED THROUGH FINAL AND BINDING CONFIDENTIAL ARBITRATION ON AN INDIVIDUAL BASIS, AND NOT THROUGH A COURT PROCEEDING. YOU ACKNOWLEDGE AND AGREE THAT YOU ARE WAIVING YOUR RIGHT TO A TRIAL BY JURY AND YOUR RIGHT TO PARTICIPATE AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS AND MAY NOT PRESIDE OVER ANY FORM OF CLASS OR REPRESENTATIVE PROCEEDING. If you have a complaint or dispute, you agree to first contact us at [email protected] to attempt to resolve the matter informally. If the matter cannot be resolved informally within thirty (30) days, it shall be submitted to binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules. The arbitration shall be conducted by a single neutral arbitrator in the State of California. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction. Each party shall bear its own costs and fees unless the arbitrator determines that a claim was frivolous or brought in bad faith. Notwithstanding the foregoing, either party may seek emergency injunctive or other equitable relief from a court of competent jurisdiction to prevent irreparable harm pending the outcome of arbitration. All claims must be brought within one (1) year after the claim arises or they are permanently waived.

15. Force Majeure

VECTORWORKS MEDIA, INC. shall not be liable for any failure or delay in performing its obligations under these Terms or in connection with any Program where such failure or delay results from causes beyond our reasonable control, including but not limited to acts of God, natural disasters, pandemic or public health emergency, war, terrorism, civil unrest, government action, power outages, internet or telecommunications failures, or any other event beyond our reasonable control ("Force Majeure Event"). In the event of a Force Majeure Event that prevents us from delivering a live Program as scheduled, we will make commercially reasonable efforts to reschedule or provide alternative access to the Program content. No refunds will be issued solely as a result of a Force Majeure Event.

16. Indemnification

You agree to indemnify, defend, and hold harmless VECTORWORKS MEDIA, INC. and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from or related to: (a) your use of the Site or Programs; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; or (d) any content you submit or share in connection with our Programs.

17. Electronic Signature and Agreement

By accessing the Site, registering for any event, or completing a purchase, you acknowledge that you have read, understood, and agree to be bound by these Terms. Your electronic acceptance constitutes a legally binding signature under the Electronic Signatures in Global and National Commerce Act (E-SIGN Act) and applicable state law. You agree that electronic records and signatures are the legal equivalent of written records and signatures.

18. Governing Law and Venue

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Subject to the mandatory arbitration provision in Section 14, any legal action or proceeding arising from or related to these Terms that is not subject to arbitration shall be brought exclusively in the state or federal courts located in Placer County, California, and you hereby consent to the personal jurisdiction of such courts.

19. Changes to These Terms

We reserve the right to update these Terms at any time. When we make material changes, we will post the revised Terms on this page with an updated "Last Updated" date. Your continued use of the Site or participation in our Programs after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

20. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.

21. Entire Agreement

These Terms, together with our Privacy Policy and Earnings Disclaimer, constitute the entire agreement between you and VECTORWORKS MEDIA, INC. with respect to your use of the Site and participation in our Programs, and supersede all prior agreements, representations, and understandings.

22. Contact Us

Questions about these Terms? Contact us at: [email protected] · VECTORWORKS MEDIA, INC. · P.O. Box 158, Carnelian Bay, CA 96140